Banking

We prepare legal documents which embody and facilitate the range of products offered by financial institutions, providing more general legal advice that may be necessary due to any individual peculiarities of a particular financial transaction. Our experience extends from domestic transactions to multinational financings and restructurings.

The regulatory aspect involves advising financial institutions of the various licensing, control, capital adequacy and general legal requirements that they must comply with as participants in the industry. Financial institutions must comply with the regulatory requirements of the Central Bank Act, Banking and Financial Institutions Act and other subsidiary legislations, together with observing the special legal requirements arising from the nature of the relationships of banker/customer and lender/borrower.

The transactional aspect largely involves the perusing of documents which create and secure a multitude of financial transactions, including retail/consumer lending regulated by Consumer laws, including personal/housing loans, leasing, and continuing credit contracts. Apart from that, we also specialize in securitization, commercial and structured financing. We also undertake banking litigation works.